Our Strategy

Visa’s strategy is to accelerate our revenue growth in consumer payments, new flows and value added services, and fortify the key foundations of our business model.

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Visa Business Overview Visa Business Overview Visa Business Overview
Visa Core Products
Core Products

Credit • Debit • Prepaid
Facilitates global commerce through the transfer of value
across a worldwide network

Visa Issuer Solutions
Issuer Solutions

We provide a range of services and digital solutions to issuers, such as Visa Debit Processing Service, account controls, digital issuance, branded consumer experiences and buy now, pay later (BNPL) capabilities

Visa Acceptance Solutions
Acceptance Solutions

Using Cybersource, merchants of all sizes can improve the way their consumers engage and transact, mitigate fraud and security risk, lower operational costs and adapt to changing business requirements

Visa Risk and Identity Solutions
Risk & Identity Solutions

Visa’s risk and identity solutions transform data into insights for near real-time decisions and facilitate account holder authentication to help clients prevent fraud and protect account holder data

Advisory Services
Advisory Services

The combination of our deep payments expertise, proprietary analytical models applied to a breadth of data and our economic intelligence allows us to identify actionable insights, make recommendations and help implement solutions

P2P person-to-person
P2P person-to-person

Payments between friends and family domestically and internationally

B2C business-to-consumer
B2C business-to-consumer

Payouts via insurance disbursements, refunds, reimbursements, payroll and more without the need for paper checks

B2B business-to-business
B2B business-to-business

Business payments that are card‑based, domestic accounts payable/accounts receivable and large ticket cross‑border supplier payments

B2b business-to-small business
B2b business-to-small business

Large businesses paying their vendors, suppliers, contractors and other partners

G2C government-to-consumer
G2C government-to-consumer

Government payouts for unemployment, aid and stimulus payments

Tap to Pay
Tap to Pay

Globally we have 20 countries with more than 90% contactless penetration and excluding the U.S., nearly 70 countries where tap to pay is more than 50% of face-to-face transactions

Tokenization
Tokenization

In the past 17 months, we have more than doubled the number of network tokens issued from one billion to 2.6 billion

Click to Pay
Click to Pay

Click to Pay provides a simplified and more consistent cardholder checkout experience online by removing time-consuming key entry of personal information and enabling consumer and transaction data to be passed securely between the payment network participants

Cryptocurrency
Cryptocurrency

In fiscal year 2021, we had partnerships with nearly 60 crypto platforms on crypto-linked Visa card programs

Technology
Technology

Visa’s technology platforms include software, hardware, data centers and a large telecommunications infrastructure, each wrapped with several layers of security and protection technologies

Security
Security

We deploy security tools that help keep our clients and consumers safe, while providing buyer and seller solutions that help make Visa the best way to pay and be paid

Brand
Brand

This year, we launched a multi-year brand initiative to spotlight the diverse capabilities of our network and our commitment to enabling global economic inclusion. The “Meet Visa” campaign reintroduced Visa as a network working for everyone

Talent
Talent

21,500 employees in 123 locations around the world

Accelerate our efforts to move approximately $18 trillion in consumer spending still done in cash and check to cards and digital accounts.

Value-Added Services Value-Added Services

Represent a $185 trillion volume opportunity to capture new sources of money movement through card and non-card flows.

New Payment Flows New Payment Flows

Help diversify our revenue with products and solutions that differentiate our network, deepen our client relationships and deliver innovative solutions across other networks.

Core business Core business

We are fortifying the core infrastructure of our business model.

Foundation Foundation