Strengthening Visa’s role in enabling money movement globally

Fiscal year 2020 and COVID-19 have brought unprecedented challenges and widespread economic and social change. At the same time, the past fiscal year demonstrated the strength and resiliency of our strategy and the meaningful role we play at the center of the payments ecosystem. It has also accelerated progress, including accelerating the shift to ecommerce and the demand for contactless payments, providing significant opportunities for Visa that are aligned with our strategy. As we look to be a single point of connection for money movement globally, there are three primary levers to that growth — consumer payments, new flows and value added services. We are also building and acquiring new capabilities that can add value to our clients and strengthen the foundation of our business: technology, security, brand and talent.

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Core Businesss
Credit • Debit • Prepaid • Global ATM

Facilitates global commerce through the transfer of value
across a worldwide network

Issuer & Consumer Solutions

Provide a range of services and digital solutions to issuers,
such as account controls, digital issuance,
branded consumer experiences and installments

Merchant & Acquirer Solutions

Cybersource enables sellers to offer omnichannel digital commerce experiences to their customers, such as buy online/pick‑up
in store and curbside pick‑up

Fraud Management & Security Services

More than 1.4B tokens help combat fraud for both face‑to‑face
and digital transactions with over 8,300 token issuers
enabled in 192 markets

Data Solutions

Visa harnesses the power of its rich global datasets
to deliver insights, benchmarks and predictive models
that benefit our ecosystem

Visa Consulting & Analytics

A client‑facing global team of over 550 payments consultants,
data scientists and economists in over 100 cities

P2P person-to-person
$20T opportunity

Payments between friends and family domestically
and internationally

B2C business-to-consumer
$30T opportunity

Payouts via insurance disbursements, refunds, reimbursements,
payroll and more without the need for paper checks

B2B business-to-business
$120T opportunity

Businesses payments that are card‑based,
domestic accounts payable/accounts receivable and
large ticket cross‑border supplier payments

B2b business-to-small business
$5T opportunity

Large businesses paying their vendors, suppliers,
contractors and other partners

G2C government-to-consumer
$10T opportunity

Government payouts for unemployment, aid
and stimulus payments


Tap to pay penetration represents 43% of all
face-to-face Visa transactions


Visa is accepted at nearly 70M merchant locations
around the world


3.5B credentials worldwide and the opportunity to expand by more
than 2B additional credentials with our wallet partnerships


Clients and partners connect to Visa’s data centers
through an extensive telecommunications network
covering more than 10M route miles


Visa operates 3 Cybersecurity Centers
across the world where teams collect and analyze
over 9B security events every day


#1 on Forbes World’s Best Regarded Companies 2019
and #5 on BrandZ Top 100 Most Valuable
Global Brands 2020


Global workforce includes 20,500 employees
in 125 offices and data centers

We are accelerating our efforts to move $18 trillion in consumer spending from cash and checks to digital payments.

Value-Added Services Value-Added Services

We are extending our network by enabling our partners to provide people and businesses the freedom to move money however they need, unlocking a $185 trillion market opportunity.

New Payment Flows New Payment Flows

Value added services revenue grew 18 percent this past year, showcasing the client demand for these services.

Core business Core business

We are fortifying the key foundations of our business model.

Foundation Foundation

What Visa does

What Visa does

Visa is the world’s leader in digital payments. Our mission is to connect the world through the most innovative, reliable and secure payments network — enabling individuals, businesses and economies to thrive.