Strengthening Visa’s role in enabling money movement globally

As technology evolves from wired to wireless solutions — driven by technology developments such as the expansion of mobile technology and the rise of 5G networks — there are significant opportunities to grow digital payments. To capture this growth, we are strengthening our core business while simultaneously evolving our organization to seize opportunities to open new payment flows, expand access, build our acceptance footprint and grow our base of partners and clients. We are also building and acquiring new capabilities that can add value to our clients as we strengthen the foundation of our business: technology, security, brand and talent.

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Merchant & Acquirer Solutions

CyberSource enables merchants to securely accept payments online

Consulting & Analytics

Hundreds of payments consultants, data scientists and economists in 6 continents

Fraud Management & Security Services

Helped prevent $25B in fraud with AI

Technology

6 data centers worldwide

Security & Privacy

AI and deep learning monitor network and threats aimed at company

Talent

19,500 employees in 76 countries

Brand

Only top sponsor brand of the NFL, FIFA, International Olympic Committee and International Paralympic Committee

P2P

Visa Direct powers 7 of the major P2P platforms in the U.S.

B2C

Clients will be able to reach over 99% of bank accounts in 88 countries

B2B

Largest B2B payments network

G2C

Government to consumer, including welfare support to low-income households

Core Products

3.4B cards at over 61M merchant locations

Partnerships

Fintechs develop apps using Visa APIs

Ventures

Strategic investments to enrich broader payments ecosystem

Access & Acceptance

First-time access to digital payments for 396M consumers

Ecommerce

Growth outpacing physical retail

Tap to Pay

1/3 of all domestic face-to-face transactions in over 50 countries

As the payments category expands, both in scope and size, there is a growing opportunity to broaden our revenue streams by expanding the capabilities of our existing network in addition to selectively offering our services to other payment providers. We are accomplishing this through both organic investment and strategic acquisitions. Today, we offer several enhanced capabilities and services, including fraud prevention and security, processing, loyalty, merchant and digital solutions, consulting and data solutions.

Value-Added Services

Over the last several years, Visa has invested in expanding beyond C2B payments to capture growth in new payment flows such as P2P, B2C, B2B and G2C payments. Today, partners are increasingly using Visa’s network infrastructure and capabilities to enable Visa to unlock a growing market opportunity.

New Payment Flows

For decades, Visa’s growth has been driven by the strength of our core business solutions — credit, debit and prepaid products — as well as our global ATM network. As the pace of change accelerates each year, helped by the advancement of technology and our focus on the user experience in payments, we see significant opportunity for continued growth. We are accelerating efforts to move approximately $17 trillion in consumer spending and $15-20 trillion of B2B spending still done in cash and check to cards and digital credentials on the Visa network.

Core business

The foundations of our business are our technology, security, brand and talent.

Foundation

What Visa does

What Visa does

Visa is the world’s leader in digital payments. Our mission is to connect the world through the most innovative, reliable and secure payments network — enabling individuals, businesses and economies to thrive.